/* ===== RESET & BASE ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: 'Inter', sans-serif; color: #1f2937; background: #fff; line-height: 1.6; }
img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }

/* ===== VARIÁVEIS ===== */
:root {
  --red: #CC092F;
  --red-dark: #9B0020;
  --red-light: #fff0f3;
  --gray-50: #f9fafb;
  --gray-100: #f3f4f6;
  --gray-200: #e5e7eb;
  --gray-500: #6b7280;
  --gray-700: #374151;
  --gray-900: #111827;
  --green: #16a34a;
  --green-light: #f0fdf4;
  --blue: #1d4ed8;
  --blue-light: #eff6ff;
  --amber: #d97706;
  --amber-light: #fffbeb;
  --shadow: 0 1px 3px rgba(0,0,0,.1), 0 1px 2px rgba(0,0,0,.06);
  --shadow-md: 0 4px 6px -1px rgba(0,0,0,.1), 0 2px 4px -1px rgba(0,0,0,.06);
  --shadow-lg: 0 10px 15px -3px rgba(0,0,0,.1), 0 4px 6px -2px rgba(0,0,0,.05);
  --radius: 12px;
  --radius-sm: 8px;
  --radius-full: 9999px;
}

/* ===== CONTAINER ===== */
.container { width: 100%; max-width: 1200px; margin: 0 auto; padding: 0 1.25rem; }
.container-sm { width: 100%; max-width: 860px; margin: 0 auto; padding: 0 1.25rem; }

/* ===== GRADIENTE BRADESCO ===== */
.bg-bradesco { background: linear-gradient(135deg, #CC092F 0%, #8B0020 100%); }

/* ===== TIPOGRAFIA ===== */
h1, h2, h3, h4 { font-family: 'Poppins', sans-serif; line-height: 1.25; }
.text-xs  { font-size: .75rem; }
.text-sm  { font-size: .875rem; }
.text-base{ font-size: 1rem; }
.text-lg  { font-size: 1.125rem; }
.text-xl  { font-size: 1.25rem; }
.text-2xl { font-size: 1.5rem; }
.text-3xl { font-size: 1.875rem; }
.text-4xl { font-size: 2.25rem; }

/* ===== HEADER ===== */
.site-header { background: #fff; border-bottom: 1px solid var(--gray-200); position: sticky; top: 0; z-index: 100; box-shadow: var(--shadow); }
.header-inner { display: flex; align-items: center; justify-content: space-between; height: 68px; }
.logo { display: flex; align-items: center; gap: .75rem; }
.logo-icon { width: 40px; height: 40px; background: var(--red); border-radius: var(--radius-sm); display: flex; align-items: center; justify-content: center; }
.logo-icon svg { width: 22px; height: 22px; fill: #fff; }
.logo-text { font-family: 'Poppins', sans-serif; font-weight: 700; font-size: 1rem; color: var(--gray-900); line-height: 1.2; }
.logo-text span { display: block; font-size: .65rem; font-weight: 400; color: var(--gray-500); text-transform: uppercase; letter-spacing: .05em; }

.nav-desktop { display: flex; align-items: center; gap: 1.5rem; }
.nav-desktop a { font-size: .875rem; font-weight: 500; color: var(--gray-700); transition: color .2s; white-space: nowrap; }
.nav-desktop a:hover, .nav-desktop a.active { color: var(--red); }
.btn-nav { background: var(--red); color: #fff !important; padding: .5rem 1.25rem; border-radius: var(--radius-full); font-weight: 600 !important; transition: background .2s !important; }
.btn-nav:hover { background: var(--red-dark) !important; }

.hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: .5rem; background: none; border: none; }
.hamburger span { display: block; width: 24px; height: 2px; background: var(--gray-700); border-radius: 2px; transition: .3s; }

.nav-mobile { display: none; flex-direction: column; background: #fff; border-top: 1px solid var(--gray-200); padding: 1rem 1.25rem; gap: .25rem; }
.nav-mobile a { padding: .75rem 0; font-size: .9rem; font-weight: 500; color: var(--gray-700); border-bottom: 1px solid var(--gray-100); display: block; }
.nav-mobile a:last-child { border-bottom: none; }
.nav-mobile.open { display: flex; }

/* ===== HERO ===== */
.hero { padding: 4rem 0 3rem; }
.hero-badge { display: inline-block; background: rgba(255,255,255,.15); border: 1px solid rgba(255,255,255,.25); color: #fff; font-size: .8rem; padding: .35rem 1rem; border-radius: var(--radius-full); margin-bottom: 1.25rem; }
.hero h1 { color: #fff; font-size: clamp(1.75rem, 4vw, 2.5rem); margin-bottom: 1rem; }
.hero p { color: rgba(255,255,255,.85); font-size: 1.05rem; max-width: 640px; margin: 0 auto 2rem; }
.hero-btns { display: flex; flex-wrap: wrap; gap: .75rem; justify-content: center; }

/* ===== BOTÕES ===== */
.btn { display: inline-flex; align-items: center; gap: .5rem; font-weight: 600; padding: .85rem 1.75rem; border-radius: var(--radius-sm); cursor: pointer; transition: all .2s; font-size: .9rem; border: none; }
.btn-primary { background: var(--red); color: #fff; }
.btn-primary:hover { background: var(--red-dark); }
.btn-white { background: #fff; color: var(--red); }
.btn-white:hover { background: var(--gray-100); }
.btn-green { background: #16a34a; color: #fff; }
.btn-green:hover { background: #15803d; }
.btn-outline { background: transparent; color: var(--red); border: 2px solid var(--red); }
.btn-outline:hover { background: var(--red-light); }
.btn-sm { padding: .5rem 1.1rem; font-size: .8rem; }
.btn-full { width: 100%; justify-content: center; }

/* ===== BREADCRUMB ===== */
.breadcrumb { background: var(--gray-50); border-bottom: 1px solid var(--gray-200); padding: .5rem 0; }
.breadcrumb-inner { display: flex; align-items: center; gap: .35rem; font-size: .75rem; color: var(--gray-500); }
.breadcrumb-inner a { color: var(--gray-500); }
.breadcrumb-inner a:hover { color: var(--red); }
.breadcrumb-inner .current { color: var(--gray-700); }

/* ===== SEÇÕES ===== */
section { padding: 4rem 0; }
section.bg-gray { background: var(--gray-50); }
section.bg-white { background: #fff; }
.section-title { font-size: clamp(1.4rem, 3vw, 1.875rem); color: var(--gray-900); margin-bottom: .75rem; text-align: center; }
.section-sub { color: var(--gray-500); font-size: .9rem; text-align: center; max-width: 640px; margin: 0 auto 2.5rem; }

/* ===== CARDS ===== */
.card { background: #fff; border: 2px solid var(--gray-200); border-radius: var(--radius); padding: 1.5rem; transition: box-shadow .2s, transform .2s; }
.card:hover { box-shadow: var(--shadow-lg); transform: translateY(-2px); }
.card.featured { border-color: var(--red); box-shadow: 0 0 0 1px var(--red), var(--shadow-lg); }
.card-badge { display: inline-block; font-size: .7rem; font-weight: 700; padding: .25rem .75rem; border-radius: var(--radius-full); margin-bottom: .75rem; }
.badge-red { background: var(--red); color: #fff; }
.badge-green { background: #dcfce7; color: #166534; }
.badge-blue { background: #dbeafe; color: #1e40af; }
.badge-yellow { background: #fef9c3; color: #854d0e; }
.badge-gray { background: var(--gray-100); color: var(--gray-700); }

/* ===== GRID ===== */
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.5rem; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.25rem; }

/* ===== TABELA ===== */
.table-wrap { overflow-x: auto; border-radius: var(--radius); border: 1px solid var(--gray-200); box-shadow: var(--shadow); }
table { width: 100%; border-collapse: collapse; font-size: .875rem; }
thead tr { background: var(--red); color: #fff; }
th { padding: .85rem 1rem; text-align: left; font-weight: 600; }
th.center, td.center { text-align: center; }
tbody tr:nth-child(even) { background: var(--gray-50); }
tbody tr:hover { background: #fff5f7; }
td { padding: .75rem 1rem; color: var(--gray-700); border-bottom: 1px solid var(--gray-100); }
.pill { display: inline-block; padding: .25rem .75rem; border-radius: var(--radius-full); font-size: .75rem; font-weight: 700; }
.pill-green { background: #dcfce7; color: #166534; }
.pill-orange { background: #ffedd5; color: #9a3412; }
.pill-red { background: #fee2e2; color: #991b1b; }
.pill-darkred { background: #fecaca; color: #7f1d1d; }

/* ===== ALERTAS ===== */
.alert { display: flex; align-items: flex-start; gap: .75rem; padding: 1rem 1.25rem; border-radius: var(--radius-sm); font-size: .875rem; }
.alert-blue { background: var(--blue-light); border: 1px solid #bfdbfe; color: #1e40af; }
.alert-amber { background: var(--amber-light); border: 1px solid #fde68a; color: #92400e; }
.alert-green { background: var(--green-light); border: 1px solid #bbf7d0; color: #14532d; }
.alert-icon { width: 18px; height: 18px; shrink: 0; margin-top: .1rem; flex-shrink: 0; }

/* ===== CHECKLIST ===== */
.check-list { display: flex; flex-direction: column; gap: .6rem; }
.check-item { display: flex; align-items: flex-start; gap: .6rem; font-size: .875rem; color: var(--gray-700); }
.check-icon { width: 16px; height: 16px; flex-shrink: 0; margin-top: .15rem; }
.check-icon.green { color: var(--green); }
.check-icon.red { color: var(--red); }
.check-icon.blue { color: var(--blue); }
.check-icon.gray { color: var(--gray-200); }

/* ===== MINI GRID DE STATS ===== */
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1rem; }
.stat-card { background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.2); border-radius: var(--radius); padding: 1.25rem; text-align: center; }
.stat-num { font-size: 1.75rem; font-weight: 700; font-family: 'Poppins', sans-serif; color: #fff; }
.stat-label { font-size: .75rem; color: rgba(255,255,255,.8); margin-top: .25rem; }

/* ===== FORMULÁRIO ===== */
.form-group { margin-bottom: 1.25rem; }
label { display: block; font-size: .875rem; font-weight: 600; color: var(--gray-700); margin-bottom: .4rem; }
input, select, textarea { width: 100%; padding: .75rem 1rem; border: 1.5px solid var(--gray-200); border-radius: var(--radius-sm); font-size: .9rem; font-family: inherit; color: var(--gray-900); transition: border-color .2s; background: #fff; }
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--red); box-shadow: 0 0 0 3px rgba(204,9,47,.1); }
textarea { resize: vertical; min-height: 100px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.required { color: var(--red); }

/* ===== FAQ ===== */
.faq-item { border: 1px solid var(--gray-200); border-radius: var(--radius-sm); overflow: hidden; margin-bottom: .75rem; }
.faq-question { display: flex; justify-content: space-between; align-items: center; padding: 1rem 1.25rem; cursor: pointer; background: #fff; font-weight: 600; font-size: .9rem; color: var(--gray-900); transition: background .2s; }
.faq-question:hover { background: var(--gray-50); }
.faq-question .icon { width: 20px; height: 20px; transition: transform .3s; flex-shrink: 0; color: var(--red); }
.faq-question.open .icon { transform: rotate(180deg); }
.faq-answer { display: none; padding: 0 1.25rem 1rem; font-size: .875rem; color: var(--gray-700); line-height: 1.7; border-top: 1px solid var(--gray-100); }
.faq-answer.open { display: block; }

/* ===== FOOTER ===== */
.site-footer { background: #111827; color: rgba(255,255,255,.75); padding: 3rem 0 1.5rem; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 2.5rem; margin-bottom: 2.5rem; }
.footer-brand p { font-size: .85rem; margin-top: .75rem; line-height: 1.7; color: rgba(255,255,255,.6); }
.footer-col h4 { color: #fff; font-size: .875rem; font-weight: 600; margin-bottom: 1rem; }
.footer-col a { display: block; font-size: .8rem; color: rgba(255,255,255,.6); margin-bottom: .5rem; transition: color .2s; }
.footer-col a:hover { color: #fff; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.1); padding-top: 1.5rem; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 1rem; font-size: .75rem; color: rgba(255,255,255,.4); }
.footer-logo { display: flex; align-items: center; gap: .6rem; }
.footer-logo-icon { width: 32px; height: 32px; background: var(--red); border-radius: 6px; display: flex; align-items: center; justify-content: center; }
.footer-logo-icon svg { width: 18px; height: 18px; fill: #fff; }
.footer-logo-text { font-family: 'Poppins', sans-serif; font-weight: 700; font-size: .9rem; color: #fff; }
.footer-logo-text span { display: block; font-size: .6rem; font-weight: 400; color: rgba(255,255,255,.5); }

/* ===== WHATSAPP FLOAT ===== */
.wa-float { position: fixed; bottom: 1.5rem; right: 1.5rem; z-index: 999; }
.wa-float a { display: flex; align-items: center; justify-content: center; width: 56px; height: 56px; background: #25d366; border-radius: 50%; box-shadow: 0 4px 12px rgba(37,211,102,.4); transition: transform .2s, box-shadow .2s; }
.wa-float a:hover { transform: scale(1.1); box-shadow: 0 6px 20px rgba(37,211,102,.5); }
.wa-float svg { width: 28px; height: 28px; fill: #fff; }

/* ===== MISC ===== */
.text-center { text-align: center; }
.text-red { color: var(--red); }
.text-green { color: var(--green); }
.text-gray { color: var(--gray-500); }
.font-bold { font-weight: 700; }
.font-semibold { font-weight: 600; }
.mt-1 { margin-top: .25rem; }
.mt-2 { margin-top: .5rem; }
.mt-4 { margin-top: 1rem; }
.mt-6 { margin-top: 1.5rem; }
.mt-8 { margin-top: 2rem; }
.mb-2 { margin-bottom: .5rem; }
.mb-4 { margin-bottom: 1rem; }
.mb-6 { margin-bottom: 1.5rem; }
.mb-8 { margin-bottom: 2rem; }
.gap-2 { gap: .5rem; }
.flex { display: flex; }
.flex-wrap { flex-wrap: wrap; }
.items-center { align-items: center; }
.justify-center { justify-content: center; }
.gap-3 { gap: .75rem; }
.gap-4 { gap: 1rem; }
.hidden { display: none; }
.tag { display: inline-block; font-size: .7rem; font-weight: 600; padding: .2rem .6rem; border-radius: var(--radius-full); background: var(--gray-100); color: var(--gray-700); }
.tag-green { background: #dcfce7; color: #166534; }
.tag-red { background: #fee2e2; color: #991b1b; }
.divider { border: none; border-top: 1px solid var(--gray-200); margin: 1.5rem 0; }
.legal { background: var(--gray-100); padding: 1.25rem 0; }
.legal p { font-size: .72rem; color: var(--gray-500); text-align: center; }
.info-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: .75rem; }
.info-box { background: var(--gray-50); border-radius: var(--radius-sm); padding: .75rem; }
.info-box .label { font-size: .7rem; color: var(--gray-500); }
.info-box .value { font-size: .85rem; font-weight: 600; color: var(--gray-900); margin-top: .15rem; }
.step-list { display: flex; flex-direction: column; gap: .75rem; }
.step-item { display: flex; align-items: flex-start; gap: 1rem; background: #fff; border: 1px solid var(--gray-200); border-radius: var(--radius-sm); padding: 1rem 1.25rem; }
.step-num { width: 32px; height: 32px; background: var(--red); color: #fff; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: .85rem; flex-shrink: 0; }
.step-content h4 { font-size: .9rem; font-weight: 600; color: var(--gray-900); margin-bottom: .25rem; }
.step-content p { font-size: .8rem; color: var(--gray-600); }
.tags-wrap { display: flex; flex-wrap: wrap; gap: .4rem; margin-top: .5rem; }
.success-box { text-align: center; padding: 3rem 1.5rem; }
.success-icon { width: 72px; height: 72px; background: #dcfce7; border-radius: 50%; display: flex; align-items: center; justify-content: center; margin: 0 auto 1.5rem; }
.success-icon svg { width: 36px; height: 36px; color: var(--green); }

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 768px) {
  .nav-desktop { display: none; }
  .hamburger { display: flex; }
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 1.5rem; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .info-grid { grid-template-columns: 1fr 1fr; }
  .hero { padding: 2.5rem 0 2rem; }
  section { padding: 2.5rem 0; }
}
@media (max-width: 480px) {
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .hero-btns { flex-direction: column; align-items: center; }
  .btn { width: 100%; justify-content: center; }
}